David Bridges
Are you struggling to afford a home? The solution may lie in how you view your finances. You might not be out of the housing market; you may just not be utilizing the right currency.
This perspective comes from an article published on July 6 on the Fidelity Digital Assets website, which is part of one of the largest asset management firms globally, focusing on cryptocurrency.
The piece, authored by researcher Zack Wainwright, argues that if we assess housing costs in a strong currency like bitcoin, homes are, in fact, quite affordable. In an alternate reality where we use bitcoin to price assets, it seems there might not be a housing affordability crisis at all (exhales bong smoke).
Wainwright created a video to complement the article:
According to Wainwright, the average cost of a home has decreased tenfold since 2020, when you calculate the price in bitcoin. His main argument is straightforward:
“Simply put, on the Fidelity Digital Assets research team, we believe […] that housing is not getting more expensive. It is the currency that is getting weaker. It is the unit of account, not the asset.”
Next up from Fidelity: groceries aren’t getting more expensive!
if you denominate their price in World of Warcraft gold
— Molly White (@molly.wiki) July 14, 2026 at 6:40 PM
As fiat currencies weaken and approach their decline, it becomes increasingly clear that anyone aiming to safeguard their capital should consider investing in what the article refers to as “scarce, non-sovereign assets.” Homes, for example, could be one of those assets.
Daniel Mercer
Brandon Fletcher
